AI Agency · Singapore

Most AI tools want your attention. Mine give it back.

Custom AI agents for self-employed professionals in Singapore — especially in finance, insurance, and advisory.

Book a 20-min call See what I build →
Tracy Lo, founder of Tracy Lo AI
Tracy Lo
AI Founder
JP Morgan · top Asian VC · founder of an AI fintech
works with the tools you already use
the difference

Not a software.
Not a chatbot.
An AI Agent that does the work.

Small, custom AI Agents in your stack, in your voice. They handle the work you don't want to think about — and stay quiet about everything else.

01 — what I build

Three kinds of agents. One starts on Monday.

Personal assistant agent — context photo
01 · personal assistant
draft reply · whatsapp
"Hi Sarah — Thursday 3pm works. I'll send the doc tonight."
approve edit

The personal assistant

Handles your DMs and inbox. Knows what needs you. Drafts in your voice. Books, reminds, follows up.

Self-finance agent — context photo
02 · self-finance
notification · invoice
Acme Corp · invoice overdue
S$4,200 · 14 days late · reminder drafted

The self-finance agent

Tracks invoices, cash flow, and the markets that matter to you. Surfaces only what's worth your time.

Admin agent — context photo
03 · admin
receipt · auto-categorised
Grab · $24.50 · client meeting
Lunch · $42 · client meal
→ logged to Xero

The admin agent

Runs the back-office. Updates the CRM, logs the receipt, drafts the contract. So you don't.

02 — how it fits

Monday morning,
before and after.

Same inbox. Same week. The only difference: an agent ran while you slept.

Without an agent.
mon · 9:14am
9:14
Monday, May 25
9:14
12 unread · 4 overdue · 3 missed calls 87
M
3
Mail · Sarah Chen 2d
Following up on the proposal — any update?
$
!
Invoice · Acme Corp 14d
RE: INV-0421 — payment status
W
3
WhatsApp · supplier now
3 messages · "urgent re: shipment"
M
2
Mail · Lisa Tan 3h
Can we move Tuesday's call to Wed?
M
1
Mail · Michael 1d
Got someone who'd love to chat with you…
X
12
Xero · reminder 8h
12 receipts uncategorised this month
L
5
LinkedIn · DM 2h
Hi! Saw your post — would love to connect…
W
9
WhatsApp · group just now
"Anyone free for a quick sync?"

4+ hours lost on messaging

With your agent.
mon · 9:14am
9:14
Monday, May 25
9:14
A
Your agent 9:12am
4 tasks done overnight — ready for your approval.
Drafted reply to Sarah Chen
Payment chase · Acme Corp
12 receipts categorised · S$1,247
Referral intro routed to inbox
Tap to review & approve →

5 minutes only for approval

01
Your data
Lives in your accounts. I don't host it.
02
Your call
The agent asks before anything irreversible.
03
My job
I monitor and tune it as your work changes.
03 — how it works

Live in 30 days. Then it just runs.

4 weeks · start to live
01
week 1 · 60 min call

A working call

You walk me through your week. I leave with a one-page brief — what to build, how it fits your stack, what it costs.

02
weeks 2–3 · built

I build with you

I build in your stack. Mid-way, you get a working version. We tune it until it fits how you actually work.

week 4 · live

It runs. I keep it running.

The agent goes live. I monitor, fix, and tune as your work changes. You don't deal with the tech.

Start with a call →
04 — who this is for
agent · broker · accountant

Three people I built this for.

The independent agent
01 / 03
The independent agent.

"I'm losing to competitors. Only because I'm slower at replying."

Income depends on response time. The deals slip away between 9pm Saturday and Monday morning.

The boutique broker
02 / 03
The boutique broker.

"My practice is growing. But I'm not big enough for an analyst."

Wealth manager, mortgage broker, or fund advisor with your own book. You need leverage — not more headcount.

The solo accountant
03 / 03
The solo accountant.

"The chasing is eating the margin out of every engagement."

Document chasing, reconciliations, reminders. Work that has to happen — but shouldn't have to be done by you.

05 — what clients say
early clients · 2026
"
I haven't missed a renewal in three months. It's the difference between meaning to follow up and actually following up.
Insurance · self-finance agent
"
My weekends are mine again. The receipts log themselves and contracts draft from templates. My accountant actually thanked me.
Consultant · admin agent
"
I get my evenings back. The agent handles my DMs and inbox, so I'm not glued to my phone past dinner.
Founder · personal assistant agent
taking a few new clients each quarter
could be yours next →
06 — about

I've been
in your shoes.

I spent a decade in finance — first at JP Morgan, then backing fintech founders at a top Asian VC.

Then I built my own AI company — so I know what it takes to make one actually work.

Now I do that for self-employed professionals in Singapore. Small, custom agents that quietly take work off your plate — and stay running.

Tracy Lo holding one of her own paintings
07 — questions

What people always ask first.

7 questions · tap to expand
How much does it cost? +

Every build is quoted on the discovery call — once Tracy understands your stack, your workflow, and what the agent actually needs to do. You'll see the exact number before any commitment, and there are no surprises after.

The structure is always the same: a one-time build fee plus a monthly fee to keep the agent running, monitored, and tuned.

How is this different from ChatGPT or n8n? +

ChatGPT is a chat window — useful, but it doesn't do things in your accounts. n8n is a wiring kit — powerful, but you have to build, debug, and maintain it yourself.

What I build is an agent that connects to your real tools, follows your specific workflow, and runs without you babysitting it. You don't open it, prompt it, or fix it when it breaks. It just runs — and I keep it running.

Will it work with the tools I already use? +

Almost certainly yes. Gmail, WhatsApp, Notion, Xero, Stripe, Calendly, HubSpot, Telegram — the lot. I don't make you switch platforms. The agent works inside whatever you already have.

How fast can it be live? +

Most agents are live in 3–4 weeks. Week 1 we scope on a call. Weeks 2–3 I build in your stack and show you progress mid-way. Week 4 it goes live.

I take a small number of clients each quarter, so the start date depends on availability. Earlier you ask, sooner you ship.

What if I don't know exactly what I want? +

Almost nobody does — that's what the first call is for. You describe what eats your week and I tell you which agent would matter most. If nothing fits, I'll say so and point you somewhere better.

Will it replace me? +

No — and that's the whole point. The agent handles the work you already wish you didn't have to do, so you have more hours for the work only you can do. Your clients still get you on the call. They just don't wait until Monday for a reply.

What about my data? +

The agent runs on your accounts — your inbox, your spreadsheets, your tools. Nothing passes through my servers. Your client info and financial data stay in Singapore unless you choose otherwise. Designed around PDPA principles.

Question I didn't answer?
Ask Tracy directly on a 20-min discovery call. No pitch.
Book a call →
ready when you are.

Tell me what's eating your week.

Twenty minutes, no pitch. If I can help, we'll talk about how. If I can't, I'll tell you what would.

Book a 20-min call
free · 60 seconds
Find the agent that fits your week.
Five questions. A tailored 2-page PDF in your inbox showing exactly which tasks Tracy would automate and how many hours you'd win back.
1. Which part of your week feels heaviest?
2. Are you replying to clients after dinner?
3. Do unpaid invoices ever slip past you?
4. Does paperwork eat into your weekend?
5. Hours per week you spend on this kind of work?
your data stays in singapore · no spam, ever
Book a call