AI Agency · Singapore

Custom AI agents for the work you don't have time for.

I build personal AI agents for self-employed professionals in Singapore — especially in finance, insurance, and advisory.

Book a 20-min call See what I build →

Tracy Lo

AI Founder

JP Morgan · top Asian VC · founder of an AI fintech

the difference

Most AI tools want your attention. Mine give it back.

Small, custom agents that handle the work you don't want to think about — and stay quiet about everything else. Not a SaaS. Not a chatbot. An agent that does the actual work, in your stack, in your voice.

01 — what I build

Three kinds of AI agents. Built around your day to day work.

Personal assistant agent — context photo

01 · personal assistant

draft reply · whatsapp

"Hi Sarah — Thursday 3pm works. I'll send the doc tonight."

approve edit

The personal assistant

Handles your DMs and inbox. Knows what needs you. Drafts in your voice. Books, reminds, follows up.

02 · self-finance

notification · invoice

Acme Corp · invoice overdue

S$4,200 · 14 days late · reminder drafted

The self-finance agent

Tracks invoices, cash flow, and the markets that matter to you. Surfaces only what's worth your time.

03 · admin

receipt · auto-categorised

Grab · $24.50 · client meeting

Lunch · $42 · client meal

→ logged to Xero

The admin agent

Runs the back-office. Updates the CRM, logs the receipt, drafts the contract. The unglamorous work, done.

02 — how it fits

Monday morning,
before and after.

Same inbox. Same week. The only difference: an agent ran while you slept.

without an agent · mon 9:14am

9:14

Inbox 87

● 52 unread · 4 overdue · 3 missed calls

Sarah Chen · client 2 days ago

Following up on the proposal — any update?

Acme Corp · invoice 14 days late

RE: Invoice INV-0421 — payment status

📞 WhatsApp · supplier just now

3 unread messages · "urgent re: shipment"

Michael · referral yesterday

Hey — got someone who'd love to chat with you...

LinkedIn · DM 2 hrs ago

Hi! Saw your post — would love to connect about...

Lisa · scheduling 3 hrs ago

Can we move Tuesday's call to Wednesday?

Xero · reminder 8 hrs ago

12 receipts uncategorised this month

+ 80 more this week

MON · 9:14am ● 3rd coffee · 0 work done

An hour gone. Real work untouched.

with your agent · mon 9:14am

9:14

Your agent

working overnight…

4h saved

connected · gmail · whatsapp · xero · stripe

02:14am

Drafted reply to Sarah Chen

"Hi Sarah — proposal attached, Thu 3pm works..."

04:32am

Acme Corp · payment reminder sent

14 days overdue · third nudge, firmer tone

06:08am

12 receipts categorised in Xero

S$1,247 logged · ready for review

09:12am · just now

Michael's referral — needs you

New intro to a wealth advisor, looks promising

tap to review →

agent is working…

MON · 9:14am 5 min · then go for a walk

Five minutes. The rest already moved.

Your data

Lives in your accounts. I don't host it.

Your call

The agent asks before anything irreversible.

My job

I monitor and tune it as your work changes.

03 — how it works

Live in 30 days. Then it just runs.

4 weeks · start to live

week 1 · 60 min call

A working call

You walk me through your week. I leave with a one-page brief — what to build, how it fits your stack, what it costs.

weeks 2–3 · built

I build with you

I build in your stack. Mid-way, you get a working version. We tune it until it fits how you actually work.

week 4 · live

It runs. I keep it running.

The agent goes live. I monitor, fix, and tune as your work changes. You don't deal with the tech.

Start with a call →

04 — who this is for

agent · broker · accountant

Three people I built this for.

01 / 03

The independent agent.

insurance · real estate · financial planning

01 / 03 · the independent agent

01 / 03

The independent agent.

"I'm losing deals to slower competitors. Only because I'm slower at replying."

Income depends on response time. The deals slip away between 9pm Saturday and Monday morning.

always-on inbox draft & approve whatsapp triage

02 / 03 · the boutique broker

02 / 03

The boutique broker.

"I've outgrown the side practice. But I'm not big enough for an analyst."

Wealth manager, mortgage broker, or fund advisor with your own book. You need leverage — not more headcount.

portfolio summary market signals client follow-up

03 / 03 · the solo accountant

03 / 03

The solo accountant.

"The chasing is eating the margin out of every engagement."

Document chasing, reconciliations, reminders. Work that has to happen — but shouldn't have to be done by you.

document chase compliance reminders reconciliation drafts

05 — what clients say

In their own words.

early clients · 2026 · drag or scroll →

I haven't missed a renewal in three months. It's the difference between meaning to follow up and actually following up.

Insurance · self-finance agent

My weekends are mine again. The receipts log themselves and contracts draft from templates. My accountant actually thanked me.

Consultant · admin agent

I get my evenings back. The agent handles my DMs and inbox, so I'm not glued to my phone past dinner.

Founder · personal assistant agent

taking a few new clients each quarter

could be yours next →

07 — about

I've been
in your shoes.

I spent a decade in finance — first at JP Morgan, then backing fintech founders at a top Asian VC.

Then I built my own AI company — so I know what it takes to make one actually work.

Now I do that for self-employed professionals in Singapore. Small, custom agents that quietly take work off your plate — and stay running.

Tracy Lo holding one of her own paintings

08 — questions

What people always ask first.

7 questions · tap to expand

How much does it cost? +

Every build is quoted on the discovery call — once Tracy understands your stack, your workflow, and what the agent actually needs to do. You'll see the exact number before any commitment, and there are no surprises after.

The structure is always the same: a one-time build fee plus a monthly fee to keep the agent running, monitored, and tuned.

How is this different from ChatGPT or n8n? +

ChatGPT is a chat window — useful, but it doesn't do things in your accounts. n8n is a wiring kit — powerful, but you have to build, debug, and maintain it yourself.

What I build is an agent that connects to your real tools, follows your specific workflow, and runs without you babysitting it. You don't open it, prompt it, or fix it when it breaks. It just runs — and I keep it running.

Will it work with the tools I already use? +

Almost certainly yes. Gmail, WhatsApp, Notion, Xero, Stripe, Calendly, HubSpot, Telegram — the lot. I don't make you switch platforms. The agent works inside whatever you already have.

How fast can it be live? +

Most agents are live in 3–4 weeks. Week 1 we scope on a call. Weeks 2–3 I build in your stack and show you progress mid-way. Week 4 it goes live.

I take a small number of clients each quarter, so the start date depends on availability. Earlier you ask, sooner you ship.

What if I don't know exactly what I want? +

Almost nobody does — that's what the first call is for. You describe what eats your week and I tell you which agent would matter most. If nothing fits, I'll say so and point you somewhere better.

Will it replace me? +

No — and that's the whole point. The agent handles the work you already wish you didn't have to do, so you have more hours for the work only you can do. Your clients still get you on the call. They just don't wait until Monday for a reply.

What about my data? +

The agent runs on your accounts — your inbox, your spreadsheets, your tools. Nothing passes through my servers. Your client info and financial data stay in Singapore unless you choose otherwise. Built to meet PDPA standards.

Question I didn't answer?

Ask Tracy directly on a 20-min discovery call. No pitch.

Book a call →

Book a call